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Personal
Checking
Signature Bank offers a wide variety of checking. |
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Requires $200.00 minimum deposit to open
- A
maintenance fee of $12.00 will be assessed if the
balance falls below $1,000.00
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Personal Checking-NOW
Interest bearing checking |
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Requires $1,000.00 minimum deposit to open
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Interest calculated on daily balance
- A
maintenance fee of $15.00 will be assessed if
balance falls below $1,000.00*
*plus an Activity Fee of $.15 per debit
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Gold Checking |
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- No
maintenance fees for citizens 55 years of age or
older
- No
per item fees
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50/50 Checking |
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Requires $100 minimum to open
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Maintenance fee of $5.00 per month
-
Fifty cent activity fee per item
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Should I Invest?
Find the answer to this question and more in our
Financial Calculators section. |
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Savings Accounts & IRA's
Saving is
essential for a solid financial plan and with a
savings program, preparing for your future is easy.
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Statement Saving
Our most basic account |
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Offers quarterly interest and easy access
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Requires $200.00 minimum deposit to open
- A
maximum maintenance fee of $3.00 will be assessed
per statement cycle if balance falls below
$200.00
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Nine withdrawals free per statement cycle;
thereafter,$2.00 will be charged per debit
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Prime Money Market
Allows you to earn money market rates while still
having access to your money. |
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Low minimum opening deposit
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Receive monthly statements
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Unlimited deposits
- Up
to three personalized checks per month
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Individual Retirement Accounts
Plan for your retirement. We offer traditional
IRA's, Roth IRA's, and Education IRA's. Talk to us
about consolidating your IRA. If your work situation
has changed, call us to take advantage of a rollover
IRA. You will want to consult your tax advisor about
your financial situation before making an investment
decision.
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What is a ROTH IRA?
The Roth IRA is a nondeductible IRA, which allows
your earnings to grow tax-free. The Roth IRA does
not require you to begin withdrawing funds until age
70½.
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What is an Education IRA?
The Education IRA is a non deductible account that
features tax-free withdrawals for a child's higher
education expenses.
Who can contribute? |
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Married couples with income below $150,000 may
make full contributions
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Single individuals with income below $95,000 may
make full contributions.
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Talk to an IRA Specialist
Before making any decision regarding investing or
converting your IRA funds, be sure to consult your
tax advisor. |
